Many of us will still be Christmas gifts that buy panic on December 23rd.
But Georgia Hawken has already bought and wrapped all her gifts for the festive season – and drafted her expenses for the whole year.
The 34-year-old lawyer’s lawyer says she saves her hundreds of pounds every year and reduces the stress of Christmas.
â € œbuying my gifts saves me half of what I would spend differently, so about £ 300 ($ 378.81), says Georgia, from Basingstke.
â € œSponce a few minutes of my time every month to compare prices and search for predetermined alternatives means that I avoid clock expenses in a busy shopping center closer.
“This is great because it is less stressful and liberates my time for family activities while the festive season gets closer to.
Last year, George caught a golf jacket of spending for her husband in the January sales which decreased from $ 126.27 to $ 63.13.
She then had to hide it for almost 12 months, so it would be a Christmas attack.
Sound € Sound Sound is really superheroes and, of course, wants everyone to play with it!
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“It also makes me feel like I’m doing a little about the environment by reusing things than always buying new ones.
“I also plan ahead with my son and nephew gifts when I see clots in sale at the age where they will be, as well as books and toys I think they might like, which can be a bit like a gambling at times quickly change.â €
Research by Mastercard found that 50% of the UK consumers said they spent more on experiences in 2024 compared to 2023 – and George is certainly a big fan to invest in experiences.
“Sas old, I have begun to appreciate the experiences of properties,” she explains.
â € œ € ™ will always be a time and place for physical items, but there is only something price about creating memories with the people you love.
“For example, we are already arranged to take our son to Legoland for his birthday in May and we just can’t wait to experience the world more with my family.
“I think this is an increasing trend. One major thing that works for me lately is to record pre-sell alarms and post-lists of experiences that I really want to donate my friends and family.
“This was especially useful in getting tickets for Oasis and Golf activities for my husband.
â € œ Another element that the key is to start early, you will grow with the descents you will find in the gifts of Christmas you already have in mind ten months ago.
â € œalso, social media has given me a lot of breaths for gift ideas, so if it comes back for your partner or a theater trip to your nephew, make sure you mark experiences and gifts to refer again.â € – € – € – € – € – € – € – € – € – € – € – € – € – € – € – € – € –
George applies its organizational skills and money -saving techniques for experiences as well.
“It’s never too early to get planning and this often results in the best savings, though there are also the last minute deals you have to have!
“I normally focus on special events like birthdays and then fill in the gaps to spread things during the year to make things ahead.
“Foot to me is good value for money. I give my mind to pay for things that I know my son will like but also careful not to lose money for things he will surely won’t ‘fully appreciate or remember at this stage.
â € œ as long as he has a good time, we will.
“As well as saving what you can fix, so do not underestimate the benefits of supermarket loyalty schemes.
â € œ I brought my son to a soft expense game recently free using my Tesco Clubcard coupons and I did the same in an aquarium before.
Also look at annual memberships for countries such as the zoo and farms if you live local and you think you will use as much as they often work with much better than the day.
“With my money saving hacks, our month costs are pretty low, but I would say on average we spent about $ 63.13, $ 12.63, $ 15.91 Trust National and $ 10,10 Trampoling membership.
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